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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Helping you save for what
matters most.

A major purchase, a rainy day, a college fund, your retirement plans — whatever you’re saving for, we’ve got an account that works for you at OMB. And if you're unsure what's best, our Money Market vs. CD article can help.

OMB Savings Accounts

An Old Missouri Bank animation of a plant growing money flowers Great Rate

High Interest Savings

Earn 1.00% APY* on balances up to $100,000.
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CDs

With the right strategy, CDs can be a valuable part of your financial plan. Whether you’re saving for a rainy day or working toward a long-term goal, these low-risk investments offer peace of mind and steady growth. Choose your term and grow your earnings risk-free with OMB CDs.
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Money Market

Combining the best of checking and savings accounts.
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An Old Missouri Bank animation of a trophy Retirement

IRA

You've worked hard, get more out of retirement with an IRA from OMB.
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HSA

Take advantage of tax-free contributions for your medical expenses.
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Classic Savings

Keep funds close when you need them with our Classic Savings account.
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Youth Savings

Help introduce kids to banking and saving for a goal while keeping their cash safe.
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Why an OMB savings account?

No matter which savings account you choose, you’ll find these benefits at any OMB branch or 24/7 online and on your phone.

Plan for Anything

Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

Download on the App StoreGet it on Google Play
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MONEY TIPS

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Smiling African American couple looking at their phone and their OMB Stock Rewards Checking debit card

Unlock Your Financial Potential with Stock Rewards Checking from OMB

OMB Stock Rewards Checking is an innovative banking solution that allows customers to redeem their rewards for fractional shares of popular stocks every month. This revolutionary account is unlike any you’ve seen before, making stock market participation more accessible and inclusive for all.

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A hand placing a credit card into a chip reader terminal surrounded by shopping bags.

Why We Buy Things We Don’t Need

Understanding why we spend money can help us make better financial decisions, reduce unnecessary purchases and take control of our finances.

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A computer screen with a sticky note reading "Pay Day!" on the screen, along with an e-calendar and checklist.

How to Get Paid Early: Access Your Paycheck Faster

Waiting for payday can be frustrating, especially when bills, rent or unexpected expenses arise before your paycheck hits your account. Fortunately, there are ways to access your money sooner.

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NEED HELP?

More help

How do I change or reset my online banking password?

Where can I find my account number?

What is my routing number?

OMB's routing number is 086518891.

Not sure which account is right for you?

Take Our Quiz