OMB Checking Accounts
Stock Rewards Checking
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OMB HIGH INTEREST CHECKING | OMB REWARDS CHECKING | OMB STOCK REWARDS CHECKING | OMB CLASSIC CHECKING |
---|---|---|---|
BEST FOR HIGH BALANCES | BEST FOR DEBIT CARD TRANSACTIONS | BEST TO INVEST | BEST FOR THE BASICS |
Earn 2.01% APY* on balances up to $25,000 | Earn 5.00% cash back on debit card purchases | Earn 2.5% back in fractional shares of popular stocks on everyday debit card purchases up to $15 per month | Free online banking, mobile banking, bill pay, eStatements & debit card |
0.10% APY* on balances over $25,000 | Cash back earned on up to $200 in purchases monthly | Cash back is invested in fractional shares of the stock of your choice - hassle free | No minimum balance & no service fees |
No minimum balance or monthly service fees. | Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)* | Free online banking, mobile banking, bill pay, eStatements & debit card | Unlimited withdrawals at OMB branches & 36,000 MoneyPass® ATMs nationwide |
You've never had a checking account like this.
Now investing is accessible for everyone and as simple as swiping your debit card with OMB Stock Rewards Checking. See how!
Debit Card Benefits
Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® network. Free for any OMB checking customer.
- Unlimited ATM withdrawals at any OMB or MoneyPass® ATM
- Easily manage with our secure mobile apps
- Register your card with Mastercard® SecureCode™ for added shopping security
Plan for Anything
Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.
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MONEY TIPS
How to Set SMART Financial Goals for 2025
One proven method for effective goal setting is the SMART framework, which ensures your goals are Specific, Measurable, Achievable, Relevant and Time-bound. Here’s how to use SMART principles to set and achieve your financial targets in 2025.
Smart Tech: Apps and Tools to Simplify Your Finances
Here’s a guide to the top smart tech solutions that can help you master your money.
A Guide to Maximizing Credit and Debit Card Rewards
Whether it's cashback, points or miles, leveraging card rewards can help you save money or even fund your next vacation.