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Home Equity Line of Credit

Take out a home equity line of credit and use the equity you've built within your home to secure competitive-rate financing for all kinds of needs.

  • Competitive rates

  • Local decision-making & processing

  • Revolving credit line based on the equity in your home

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HELOC
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Using Your Equity

Use your home equity to finance ongoing or seasonal needs—withdrawing different amounts as needed. Our helpful loan advisors are here to guide you every step of the way.

  • Existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit - as principal is repaid, more becomes available for use
  • Interest paid may be tax deductible (consult a tax advisor)

MONEY TIPS

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More help

What are your mortgage rates?

What is the difference between a hard and soft credit inquiry?

How long does it take to receive a credit decision?

What types of credit products does OMB offer?

How do I apply for a loan through OMB?

What’s the difference between a secured and unsecured loan?

Not sure which account is right for you?