Lock In Your CD Rate & Start Earning Today
Grow your savings with OMB Bank's high-yield certificates of deposit. Our CD rates are market competitive, FDIC insured and available in a range of flexible terms to help you meet your financial goals. Open your CD online or at any of our convenient branch locations with a simple, secure application process that lets you choose your term and get started in minutes.
Enjoy 4.00% annual percentage yield with OMB's limited time 7-month CD special and 4.11% APY on a 3-month traditional CD, or take advantage of our variety of limited-time specials! Minimum deposit: $1,000.
SHORT TERM
7 Month CD Special
SHORT TERM
9 Month CD Special
MEDIUM TERM
13 Month CD Special
LONG TERM
27 Month CD Special
Banking Solutions for Every Stage
From everyday checking plus digital banking to home loans and treasury services, OMB Bank offers flexible solutions designed to fit how you bank today.
Checking Accounts
Simple, flexible checking options designed for how you spend, save and manage money.
Home Loans
Local expertise and personalized guidance for buying, building or refinancing a home.
Treasury Services
Cash management and treasury solutions that help businesses operate more efficiently.
Find Your Fit
Answer a few quick questions to find the right checking, savings or CD account for you.
Lady Bear Legend Jackie Stiles Shares Her Playbook for Financial Wins
The Missouri State University Hall of Famer knows what it takes to win — on the court and with your money. Now she's teamed up with OMB to show how our tools and products can help you take control, make smart moves and score big with your finances.
Banking Solutions Designed Around You
Whether you’re saving with competitive CDs, buying a home or managing a business, OMB Bank offers flexible banking solutions designed to meet you where you are.
From everyday checking and savings to home loans, business banking and treasury services, OMB Bank combines modern digital access with relationship-driven service. Explore your options, compare accounts or let us help you find the right fit.
Banking That Puts People First
Loans Built Around Real Needs
Whether you’re buying a home, growing a business or supporting an agricultural operation, OMB Bank offers lending solutions designed around your goals, timeline and long-term plans.
Home Loans
From first homes to refinancing, our mortgage team provides clear guidance and steady support through every step of the home loan process.
Business Loans
Support growth, operations and expansion with business financing shaped around how your company operates today and where you want it to go.
Ag Loans
Financing solutions for land, equipment and operations—built with an understanding of seasonal cycles and the long-term nature of agriculture.
Your Financial Roadmap for Every Life Stage
Explore practical steps, smart tools and key strategies to navigate major milestones—from first jobs to retirement and beyond.
MONEY TIPS
How to Build an Emergency Fund from Scratch
Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.