Lock In Your CD Rate & Start Earning Today
Grow your savings with OMB Bank's high-yield certificates of deposit. Our CD rates are market competitive, FDIC insured and available in a range of flexible terms to help you meet your financial goals. Open your CD online or at any of our convenient branch locations with a simple, secure application process that lets you choose your term and get started in minutes.
Lock in 4.11% annual percentage yield on a 3-month traditional CD or take advantage of our limited-time specials! Minimum deposit: $1,000.
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Lady Bear Legend Jackie Stiles Shares Her Playbook for Financial Wins
The Missouri State University Hall of Famer knows what it takes to win — on the court and with your money. Now she's teamed up with OMB to show how our tools and products can help you take control, make smart moves and score big with your finances.
Because we live here, too.
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Work for You
Whether you’re buying a home or expanding your operation, Team OMB is here to help with loans tailored to your personal, business, or ag-specialized needs. We’re ready to help find the right option for you.
For You and Your Family
Buying a home might be the largest purchase you ever make. Do it with a lender and bank you trust.
For Your Business
Supporting local businesses like yours matters to us, because we live here, too.
For Your Farm
Finance your operations with local lenders who understand your needs.
Your Financial Roadmap for Every Life Stage
Explore practical steps, smart tools and key strategies to navigate major milestones—from first jobs to retirement and beyond.
MONEY TIPS
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.
The Basics of Interest Rates: How They Affect Loans and Savings
Interest rates may feel like just another number set by the Federal Reserve, but they ripple through nearly every aspect of personal finance.