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The Psychology of Spending

Why do we buy things we don't need? From chemicals in the brain to clever marketing, we explore all the reasons. Plus find money management tips & more tools to help set yourself up for success.

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Learn the Impact of Saving More

Choose what’s right for you.

Or if you’re not quite sure, we can point you in the right direction.

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Spend & Earn Rewards

Checking options and credit cards that work for your everyday needs.

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Grow Your Savings

Smart money options with the flexibility you need.

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Finance Your Next Move

We’re here to help when you’re ready for what’s next.

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Mobile Banking

OMB is here when you need us, wherever you are, 24/7 on your phone.

We invest in our community.

Because we live here, too.

Want to visit us in person? Find your nearest OMB branch.

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Business
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Financial Solutions
That Fit Your Needs

Locally owned since 1999, Team OMB is here for your business banking needs, and we’re proud to be part of your community. From groundbreaking to ribbon cutting, we're invested in the success of your business, because we live here, too.

Loan Options That
Work for You

Whether you’re buying a home or expanding your operation, Team OMB is here to help with loans tailored to your personal, business, or ag-specialized needs. We’re ready to help find the right option for you.

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For You and Your Family

Buying a home might be the largest purchase you ever make. Do it with a lender and bank you trust.

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For Your Business

Supporting local businesses like yours matters to us, because we live here, too.

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For Your Farm

Finance your operations with local lenders who understand your needs.

MONEY TIPS

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How Much Money Should You Keep in a Checking Account?

Most people don’t think twice about their checking account—but they should. Learn how much money you really need to keep in checking (hint: it’s probably less than you think) and what to look for in an account that pulls its weight

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Unlock Your Financial Potential with Stock Rewards Checking from OMB

OMB Stock Rewards Checking is an innovative banking solution that allows customers to redeem their rewards for fractional shares of popular stocks every month. This revolutionary account is unlike any you’ve seen before, making stock market participation more accessible and inclusive for all.

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Why We Buy Things We Don’t Need

Understanding why we spend money can help us make better financial decisions, reduce unnecessary purchases and take control of our finances.

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